Privacy Policy

LTB ("LTB," "we," "us," or "our") is a boutique legal, tax, and banking advisory practice. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information when you visit this website (the "Site") or otherwise communicate with us through it, including via our contact form or a direct email inquiry. It also describes the rights available to you under applicable data protection law, including the EU/UK General Data Protection Regulation ("GDPR") where it applies to you. By using the Site or submitting an inquiry, you acknowledge that you have read this Privacy Policy. If you do not agree with its terms, please do not use the Site.

LTB acts as the data controller for the personal information described in this Policy in connection with your use of the Site. [Insert LTB's registered legal entity name, registration number, and registered address here.] You may contact us regarding any privacy matter at info@ltbadvisory.com.

a) Information you provide directly. When you submit an inquiry through our contact form, or email us directly, we collect: your name; email address; company name (if provided); the jurisdiction(s) relevant to your inquiry; the practice area you select (Legal, Tax, Banking, or Not Sure); the content of your message; and any other information you choose to include.

b) Information collected automatically. Like most websites, when you visit the Site we, or our service providers, may automatically collect certain technical information, including your IP address, browser type and version, device type, referring/exit pages, and the dates and times of your visit, typically through cookies or similar technologies (see Section 8, "Cookies and Similar Technologies").

c) Information we do not collect through the Site. We do not collect financial account numbers, government identification numbers, or other sensitive onboarding documentation through this website. Any such information required to proceed with an engagement is collected separately, through secure channels appropriate to that purpose, once an engagement has been confirmed.

We use the information described above to: respond to your inquiry and evaluate whether we are able to assist with the matter described; communicate with you about your inquiry or, where an engagement proceeds, about that engagement; maintain internal records of inquiries and engagements; operate, secure, and improve the Site; comply with our legal and regulatory obligations, including applicable anti-money laundering and know-your-customer obligations that may apply once an engagement is confirmed; and as otherwise permitted or required by applicable law. We do not use information submitted through the Site for unrelated marketing purposes, and we do not sell personal information.

Where the GDPR applies, we rely on the following legal bases: legitimate interests, to respond to inquiries, operate the Site, and maintain business records, where these interests are not overridden by your data protection rights; contract, where processing is necessary to take steps, at your request, prior to entering into an engagement, or to perform an engagement once confirmed; legal obligation, where processing is necessary for us to comply with applicable law, including AML/KYC obligations; and consent, where we rely on your consent, such as for certain cookies, which you may withdraw at any time (see Section 8).

Because LTB operates through a network of independent accountants, licensed tax and immigration professionals, and banking relationship contacts, information you provide may need to be shared with a relevant professional in that network once an engagement is confirmed, and only to the extent necessary to carry out the specific matter you have retained us for. We do not share your information with our network for any inquiry that does not proceed to an engagement.

We may also share information with: service providers who support the operation of the Site (for example, hosting and form-processing providers), acting on our instructions and under confidentiality obligations; professional advisers (such as our own lawyers, accountants, or auditors), where necessary; regulators, courts, or law enforcement, where we are required to do so by law; and a successor entity, in the event of a merger, acquisition, or sale of assets, subject to the same confidentiality commitments described in this Policy.

We do not sell, rent, or trade personal information to third parties for their own marketing purposes.

LTB's network spans multiple jurisdictions, including the United States, the United Kingdom, the United Arab Emirates, Malta, Switzerland, Indonesia, Panama, Paraguay, Georgia, Spain, Portugal, and Albania, among others. Where your information is shared with a professional in our network located outside the European Economic Area or the United Kingdom, we take reasonable steps to ensure that an adequate level of protection is applied to that transfer, which may include reliance on the European Commission's Standard Contractual Clauses, an applicable adequacy decision, or another lawful transfer mechanism.

The Site may use cookies and similar technologies to operate correctly, remember preferences, and understand aggregate usage patterns. You can control cookies through your browser settings; disabling certain cookies may affect the functionality of the Site.

We retain information submitted through the Site for as long as is reasonably necessary to respond to your inquiry, and, where an engagement proceeds, for as long as necessary to perform that engagement and to satisfy our legal, regulatory, tax, and accounting requirements thereafter. Where an inquiry does not proceed to an engagement, we retain the inquiry only for a limited period for internal record-keeping before it is deleted or anonymized.

Depending on where you are located, you may have the right to: request access to the personal information we hold about you; request correction of inaccurate or incomplete information; request erasure of your information, subject to our legal and regulatory retention obligations; request restriction of, or object to, our processing of your information; request portability of information you have provided to us; and lodge a complaint with your local data protection authority.

To exercise any of these rights, contact us at info@ltbadvisory.com. We will respond to verified requests within the timeframe required by applicable law. If you are a California resident, you may have additional rights under the California Consumer Privacy Act (as amended); please contact us using the details above to make a request.

Discretion is central to how LTB operates. Inquiries submitted through the Site are treated as confidential communications and are not disclosed outside LTB and, where an engagement proceeds, the specific network professional engaged on your matter, except as described in this Policy or as required by law.

We maintain reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

The Site is intended for business use by adults and is not directed to, and does not knowingly collect personal information from, individuals under the age of 18. If you believe a minor has provided us with personal information, please contact us so that we can delete it.

The Site may reference or link to third-party websites, including those of network professionals. We are not responsible for the privacy practices of any third-party site, and we encourage you to review the privacy policy of any site you visit.

We may update this Privacy Policy from time to time. Material changes will be reflected by an updated "Last updated" date at the top of this page. Continued use of the Site after a revised Policy is posted constitutes acceptance of the changes.

Questions or requests regarding this Privacy Policy or your personal information can be directed to: info@ltbadvisory.com.